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Welcome to ALC Risk Solutions. ALC risk's goal and vision is to bring a new approach to the everyday purchase of insurance for families and small and medium size businesses. ALC Risk Solutions is an affiliate of JFIA Boca, Inc, an independent Nationwide Insurance agency in Boca Raton, Florida. Insurance and financial services have become a commodity. With the emergence and success of E-Surance, Geico and Progressive Direct in the insurance marketplace and the successes seen by E-trade and TD Bank, insurance and financial services have become as easy to purchase as a laptop or song from I-Tunes. Online insurance buying is easy and it is convenient, but it is not always less expensive, and if you would like service or if you have questions, online is probably not the route to go. ALC Risk Solutions is offering its clients a choice in the route they would like to go, and we are charging the same price regardless of your decision.
If you are the type of individual who wants to do what e-surance says "quote, buy, print"; we will accommodate you. Our website will be equipped with an easy, in-depth questionnaire which our agents will review. For auto insurance we will send you quotes from 12 insurance companies within minutes. This option will be quick, convenient, and you will have the peace of mind of knowing that a skilled, licensed, insurance professional has reviewed your questionnaire and the quote. ALC Risk Solutions can replicate this process for basically all of your lines of insurance. For homeowners insurance ALC Risk Solutions has access to numerous insurance companies ready and willing to write homeowners and condominium insurance throughout Florida, including in South Florida counties of Miami-Dade, Monroe, Broward and Palm Beach. This process can be done in a similar way to the auto insurance, in which you can submit an application online, it will be reviewed and quoted by a licensed insurance professional, and you will receive your quote very quickly. We can do this for all of your personal insurance including umbrella and excess liability insurance, boat insurance, personal watercraft insurance, RV Insurance, Motorcycle Insurance, Individual Health Insurance, Life Insurance, Disability Insurance, Long Term Care Insurance, and your insurance for fine art and jewelry. ALC Risk Solutions can also provide the process for insurance procurement for most small businesses.
Online quoting does not make ALC Risk Solutions any different from other independent insurance agencies. So what makes ALC Risk Solutions different? For the same price as the premium you pay for your personal and business insurance policies, ALC Risk Solutions will sit down with you and design you a personalized risk management plan. Andrew Cohn, the founder of ALC Risk Solutions, has experience in both financial planning with the former American Express Financial Advisors, currently Ameriprise Financial and with a large commercial insurance agency, Wilson, Washburn & Forster Insurance. ALC Risk Solutions has combined both of the processes to develop the Personal Risk Management Plan and the Business Risk Management Plan. This service is offered free of charge to any customer of ALC Risk Solutions. ALC Risk's agents will sit down with you at your office or over the phone to go through an in depth questionnaire. This questionnaire will help us to analyze your risk potential, coverage gaps and areas where we can save you more money. Large corporations do risk management planning with their insurance agents, and they even higher Chief Risk Managers to help control their risk. These large corporations understand that with planning they can save money in the long wrong. But, you do not need to hire a personal risk manager, or become the CEO of a fortune 500 company. Let ALC Risk Solutions design a personal risk management plan for you, your family and your business.
