Property and Liability Insurance

This past week I had the pleasure of being trained by the Terremark staff at the NAP of the Americas. For those of your who do not know, the NAP of the Americas is a data center in down town Miami. Data centers are very important for my technology and enterprise clients. Another term for Data Center is Collocation. This is a site in which a company stores its servers.

I never claim to be that much of a techie, but if you're even remotely interested in technology you need to take a tour of this facility. The giants like Google, CBS and Facebook have cages filled floor to ceiling with servers on top of servers. These different services you can get from the NAP. You can simply get a cabinet which looks basically like a large gym locker. You can store your servers in there, and connect to the internet. You pay for the space, the electricity you use, and the bandwidth you require. You can do this, or you can go all the way up to highly managed hosting, which the geeks there can explain to you.

Being in the insurance business I know how hard it is to insure your business interruption. This is the loss of income from your business being unable to operate due to a covered peril. At the NAP they have certain guarantees in your contract that will pay you if you suffer a loss of internet connectivity, power, or if their environmental change to a certain degree. I specialize in insuring technology risks, so I definatley see the benefits of using a facility such as the NAP.

Please contact me if you would like to learn more about the NAP, and to take a tour.